We Know Real Estate
Will Daly
Are you excited to purchase a new house for the first time? Here are useful tips that are sure to help you in your new venture. 

  • Do a research on how much comparable properties cost in the same area. There are websites where you can do this. Websites like National Association of Realtors allow you to search actual MLS listings in your area. Websites like Zillow and Homegain gives you an estimate of how much it will cost you.
  • Use a mortgage calculator to see how much it will cost you and see which properties you can afford. MSN Real Estate’s home affordability calculator can give you a good idea of how much you’ll need to prepare.
  • Find out what is the maximum cost you will have to pay every month for the house (including taxes and insurance). MSN Real Estate’s home affordability calculator can help you do that. According to the Insurance Information Institute, annual premiums can range from ($477 in Utah) to $1,372 (in Texas). Where you live influence your cost. In some states, taxes and insurance costs are so high, they can increase your mortgage payment by almost 100%. To get a good estimate of how much insurance will cost, call an insurance agent in the area you’re interested in. Getting a quote does not oblige you to get insurance from them. With regards to taxes, you can go to Zillow. There you can find property-tax information for homes across the country. Keep in mind that there may be exemptions and irregularities in local tax law that could cause rates to differ.
  • Keep in mind closing costs. This is one of the things required to purchase a property but oftentimes overlooked. It needs to be paid upfront. The fee is estimated by the lender. It will include other fees like origination fees, taxes, settlement fees and prepaid fees. If you want to know the average closing cost in your area, check Bankrate.com’s annual closing cost survey.
  • Study your finances and see if it can still accomodate payment for a house. According to Fannie Mae (FNMA), you should not spend more than more than 28% of your budget on housing fees. If you do, you risk becoming house poor.
  • Get insights from reputable real estate agents in your area. Get their forecast on the real estate market and gauge if they think it’s looking up or if it’s not doing so well.
  • Think about this: Can you really afford a new house? It may need major repairs soon. Can you handle the costs?

Buying a new house is a good investment. But you need to be sure you’re ready for it because it’s also a big responsibility.

What my clients are saying  

Phoenix, AZ. This company is very professional. I spoke with the owner first who put me in touch with Josh. Both really wanted to understand what I was looking for in a living situation in Phoenix. After viewing many condos in the downtown and surrounding area, I really felt that Josh was not giving me the hard sell. Each place we visited he was very knowledgeable of the pros and cons and was not afraid to share both outlooks with me to find the best possible fit. After getting to know Josh, I look at him as a true friend and would definitely recommend my friends and family to him. Thanks Josh for everything. I love my new place.

 

~ Jason J.

Phoenix, AZ. I went on a bus tour with Will and the team at We Know Urban several years ago. When it came time to look for a property I called and got a hold of Josh. We went and looked at some condos but ultimately I decided I needed a house. Josh was on top of things from the get go. All of my questions and concerns were addressed in a timely manner and to my satisfaction. Josh is a stickler and it showed in his negotiating on on my behalf. I would recommend the We Know Urban group to anyone looking for an urban condo OR a house!

 

~ Spencer D.

Glendale, AZ. I have worked with Will Daly, from We Know Urban Realty, for many years and I find that he applies a very high standard of work ethic, integrity and professionalism in each transaction. It has been a privilege to work with the whole team at WKU Realty, as they are realtors who do a great job and care about their clients.

 

~ Brenda S.

Phoenix, AZ. I worked with Will at We Know Urban. It was my first stab at home buying so I appreciated the extra care, insight, and attention that he provided. Coming from the tech world I also thought their site was very easy to navigate. Kudos on that and thanks again!

 

~ Terrence P.

*****Phoenix, AZ. Will Daly is an awesome agent! He has almost sold out my difficult little condo project in Downton Phoenix, Metro 12 Townhomes metro12.com I normally don't like working with realtors, but Will has been exceptional. He's even taking on some of the work that , we, the developers should be doing. Thanks Will, and good work!

 

~ Les L.

*****Tempe, AZ. Will is the best. We have taken many of his tours in the past. We finally got a chance to purchase something through him and he was extremely helpful and did a wonderful job.

 

~ Lew F.

*****Surprise, AZ. We had the great pleasure of working with the principal of WeKnowUrban Realty, Mr. Will Daly, the broker and founder of the firm. We had a most difficult situation with our downtown Phoenix condo, and he proved to be a continuous source of positive energy and creative business acumen. He even attended a couple of our HOA meetings to help our owners address some of the issues in our building. He brings over 20 years' experience specializing in downtown Phoenix condo units, and there is no problem he hasn't encountered. Great website, lots of free research offered there. Will returns calls promptly and always maintains a high degree of professionalism, especially when his clients are feeling the pressure, and he even has a great sense of humor. We would use Will again in a New York minute! Check out WeKnowUrban. Maybe you'll get lucky and get Will himself!

 

~ Leo M.

*****Gilbert, AZ. I've known Will Daly and We Know Urban for years. I have never met anyone who knows more about urban living in Arizona that him. We have done business quite a few times over the years and it has been a pleasure to see him help his clients find the place of their dreams. I recommend We Know Urban for anyone looking to rent or buy and urban condo.

 

~ Kelsey B.

Jasper, TN. Will Daly with We Know Urban Realty is handling two short sales for me in Tempe and Phoenix. He has been truly remarkable to work with and I really can't say enough to express my appreciation and respect. Will is fair, hard working and honest and has gone above and beyond the call of duty to help me work through the sale of my property. He was able to get offers for me in the first few weeks of listing and his follow through is impeccable. He is a straight shooter that tells you like it is, is very aware of what is going on in the market and knows how to handle short sales. I would highly recommend him and will use him exclusively when buying or selling property in Arizona.

 

~ Tess W.

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